A mortgage broker acts as an independent agent that can shop multiple sources in order to get customers the lowest possible rate with the best terms. If you go to a bank, they can only use products that the institution elects to market.

Why go to a bank and pay a higher interest rate and higher fees?

De Anza Capital has relationships with various lenders, banks and privately held mortgage bankers. These lenders build portfolios of loans and buy and sell them as a normal course of business. Regardless of who initiates the loan, it is highly likely that during any mortgage term, the loan could be packaged and sold multiple times between financial institutions. This process is seamless to you, and the lenders are obligated to communicate any changes with you, your insurance company and the county you live in for property taxes.

Start with De Anza Capital and experience the De Anza difference.